A: Dent Tactical ETF (DENT), is based on a model that combines demographic research and price momentum to determine not only what to buy, but when to buy. It is a disciplined, rules-based investment vehicle for the likely volatile years ahead.

From time to time, the holdings in the ETF will diverge from the comments we make in our newsletter and e-mail updates for one fundamental reason: the newsletter and e-mail updates are intended to be forward looking, while DENT has a momentum component, which means that it must first have confirmation of a trend.

DENT will rotate out of the markets when weakness appears, which is the way all momentum models operate - they stay with a trend until the trend clearly ends, hence they lag a change in direction. This allows the investor to get the most out of a trend, but also causes a little “give up” at turning points.

Q: Is DENT appropriate for an IRA?

A: The DENT ETF should be a good match for an IRA account, because it is designed to generate most of its returns in the form of short-term capital gains. (It is a high-velocity fund with a lot of trading, so in a good year there would be a lot of profit taking

Q: Can DENT invest in commodities?

A: Yes, the fund can hold many commodity-related ETFs, though there are a few it cannot hold due to accounting reasons.

Q: Can DENT invest in currencies?

A: Yes, DENT can indeed invest in many currency ETFs.

Q: Can DENT sell short the market?

A: DENT can short various stock indices buy buying inverse ETFs. DENT would make this allocation if, during a prolonged bear market, the inverse ETFs exhibited sufficient relative strength.

Q: How does DENT fit into my overall portfolio?

A: This is a question that only your financial advisor can answer, but we can offer some general guidance.

DENT is a tactical ETF designed for growth. So, DENT may be appropriate for the portion of your portfolio that is allocated to growth-oriented investments.